预购组屋

释义

名词

一项预先让购屋者知道组屋的确切地点、押金及房式的售屋制度。

DEFINITION

Noun

A mode of sale of Housing & Development Board (HDB) flats that allows homebuyers to know the exact location, cost, and unit type in advance.

由来

新加坡建屋发展局 (Housing & Development Board，简称“建屋局”) 在2001年4月15日实行预购组屋制度，作为销售新组屋的方式。
这个制度取代了登记购屋制度 (Registration for Flat System)。后者于1994年10月1日实行，让购屋者能够申请未完全发展组屋区内的组屋单位。与预购组屋制度相比，登记购屋制度仅提供购屋者组屋大致的区域，主要划分为北区、东北区及西区，购屋者也无法掌握竣工时间、押金等信息。
1990年代，房屋市场繁荣，建屋局为了满足房屋需求便兴建了更多的公共组屋。但在1997年，因受到亚洲金融危机的影响，组屋需求大跌，导致建屋局花了超过五年的时间才把剩余的31,000个组屋单位卖出。为避免组屋过剩的情况重演，建屋局推出了预购组屋制度。
在预购组屋制度下，建屋局只会在预订数额达到70%的情况下才开始兴建组屋，以便更好地掌握新组屋的所需数量。
新组屋的平均等候时长是四至五年，取决于个别项目的单位数量、设计、工地情况和限制等属性。
申请预购组屋的条件包括:申请者必须是年满35岁的单身人士或年满21岁的未婚或已婚夫妇、寡妇、孤儿及单亲父母，而且其中至少一名申请者必须是新加坡公民。
2020年，在婚姻和家庭成立率提高的情况下，预购组屋的需求增加了70%，申请额也达到了87,800份，远超所推出的16,800个单位。
为了让首次申请者有更高的成功率，建屋局调整了优先制，为他们预留了更多的组屋单位。

ETYMOLOGY

Singapore’s HDB launched the BTO Scheme on 15 April 2001.
The BTO Scheme replaced the Registration for Flat System (RFS), implemented on 1 October 1994, which allowed homebuyers to apply for flats in HDB estates that were not yet fully developed. Compared with the BTO Scheme, the RFS only provided buyers with the general location of the flats, which were mainly divided into the North, Northeast and West regions. Other information such as completion time and down payment was only made known later.
During the property market boom of the 1990s, HDB built more flats to meet housing demands. However, in 1997, the Asian Financial Crisis caused the demand for flats to plummet, resulting in HDB taking more than five years to sell off the remaining 31,000 units. To avoid a repetition of this oversupply, HDB launched the BTO Scheme.
Under the BTO Scheme, the HDB only commences the construction of flats when applications reach 70%, enabling it to better gauge the demand for new flats.
The average waiting time for a BTO flat is around four to five years, depending on the attributes of the individual projects, such as the number of units, design, site conditions and limitations.
Conditions for applying for a BTO flat include the following: Applicants must be unmarried or married couples, widows/widowers, orphans or single parents, all of whom have to be at least 21 years old. For applicants who are single, they must be 35 years old and above. At least one of the applicants must be a Singapore citizen.
In 2020, driven by rising rates of marriage and family formation, the demand for BTO flats increased by 70% compared to 2019, with applications reaching 87,800 – significantly higher than the 16,800 flats launched.
To give first-time applicants a higher chance of success, HDB adjusted the priority system to reserve more units for them.

例句

在现有预购组屋制度下，买家从申购到领取新屋钥匙的过程有可能须等上五六年。(《联合早报》，11/10/2016)

SAMPLE SENTENCE

Under the current Build-To-Order (BTO) Scheme, homebuyers are faced with waiting times of up to five or six years, from the point of application to the collection of their keys. (Lianhe Zaobao, 11/10/2016)

Singaporean Mandarin Database

Build-To-Order (BTO) Scheme

Build-To-Order (BTO) Scheme